{"id":1851,"date":"2022-11-08T09:16:39","date_gmt":"2022-11-08T00:16:39","guid":{"rendered":"http:\/\/jtnews.dothome.co.kr\/?p=1851"},"modified":"2025-09-17T11:45:57","modified_gmt":"2025-09-17T02:45:57","slug":"%ea%b2%b0%ec%a0%84%ec%9d%98-%eb%82%a0-%eb%b0%9d%ec%95%98%eb%8b%a4%ed%95%98%ec%9b%90%ec%9d%80-%ea%b3%b5%ed%99%94-%ec%9c%a0%eb%a0%a5%c2%b7%ec%83%81%ec%9b%90%ec%9d%80-%ec%b4%88%eb%b0%95%eb%b9%99","status":"publish","type":"post","link":"http:\/\/jtnews.co.kr\/?p=1851","title":{"rendered":"\uacb0\uc804\uc758 \ub0a0 \ubc1d\uc558\ub2e4\u2026\ud558\uc6d0\uc740 \uacf5\ud654 \uc720\ub825\u00b7\uc0c1\uc6d0\uc740 \ucd08\ubc15\ube59"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

\ubbf8\uad6d \uc758\ud68c \uad8c\ub825\uc744 \uacb0\uc815\uc9c0\uc744 11\u00b78 \uc911\uac04\uc120\uac70\uac00 8\uc77c(\ud604\uc9c0\uc2dc\uac04) \ubbf8\uad6d \uc804\uc5ed\uc5d0\uc11c \uc77c\uc81c\ud788 \ub9c9\uc744 \uc62c\ub9b0\ub2e4.<\/p>\n\n\n\n

\uc870 \ubc14\uc774\ub4e0 \ub300\ud1b5\ub839\uc758 4\ub144 \uc784\uae30 \uc911\uac04\uc5d0 \uc2e4\uc2dc\ub3fc \uc9d1\uad8c \uc5ec\ub2f9\uc5d0 \ub300\ud55c \uc2ec\ud310 \uc131\uaca9\uc744 \ub764 \uc774\ubc88 \uc120\uac70 \uacb0\uacfc\uc5d0 \ub530\ub77c \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \uc785\ubc95\ubd80\uc778 \uc758\ud68c\uc758 \ud558\uc6d0\uacfc \uc0c1\uc6d0 \ub2e4\uc218\ub2f9\uc774 \uacb0\uc815\ub418\uac8c \ub41c\ub2e4.<\/p>\n\n\n\n

\ubbfc\uc8fc\ub2f9\uacfc \uacf5\ud654\ub2f9 \uc911\uc5d0\uc11c \uc5b4\ub290 \ucabd\uc774 \uc758\ud68c \uad8c\ub825\uc744 \uac16\uac8c \ub418\ub290\ub0d0\ub294 \ubc14\uc774\ub4e0 \ub300\ud1b5\ub839\uc758 \uad6d\uc815 \ub3d9\ub825 \uc720\uc9c0 \uc5ec\ubd80\uc5d0 \uc9c1\uacb0\ub41c\ub2e4.<\/p>\n\n\n\n

\ud2b9\ud788 \uc774\ubc88 \uc120\uac70 \uacb0\uacfc\uac00 \uaf2d 2\ub144 \uc55e\uc73c\ub85c \ub2e4\uac00\uc628 2024\ub144 \ub300\uc120\uc758 \ud48d\ud5a5\uacc4 \uc5ed\ud560\uc744 \ud55c\ub2e4\ub294 \uce21\uba74\uc5d0\uc11c \ucc28\uae30 \ub300\uc120 \uc804\ucd08\uc804 \uc131\uaca9\ub3c4 \uc788\ub2e4.<\/p>\n\n\n\n

\ud22c\ud45c \uc2dc\uc791\uacfc \ub9c8\uac10 \uc2dc\uac04\uc740 \uc8fc(\u5dde)\ub9c8\ub2e4 \uc0c1\uc774\ud558\ub2e4. \ubc84\ubaac\ud2b8\uc8fc\uac00 \ubbf8 \ub3d9\ubd80\uc2dc\uac04 \uc624\uc804 5\uc2dc\ubd80\ud130 \uac00\uc7a5 \uba3c\uc800 \ud22c\ud45c\ub97c \uc2dc\uc791\ud558\uace0, \ub300\ubd80\ubd84\uc758 \uc8fc\ub294 \ud604\uc9c0\uc2dc\uac04 \uc624\uc804 6~8\uc2dc\uc5d0 \ud22c\ud45c\ub97c \uac1c\uc2dc\ud55c\ub2e4.<\/p>\n\n\n\n

\ud22c\ud45c\ub9c8\uac10\uc740 \ubbf8 \ub3d9\ubd80\uc2dc\uac04 \uc624\ud6c4 6\uc2dc \ucee8\ud130\ud0a4\uc8fc\uc640 \uc778\ub514\uc560\ub098\uc8fc\uc5d0\uc11c \uc81c\uc77c \uba3c\uc800 \uc885\ub8cc\ud558\uace0, \ub300\ubd80\ubd84\uc758 \uc8fc\ub294 \ud604\uc9c0\uc2dc\uac04 \uc624\ud6c4 7\u223c8\uc2dc \uc0ac\uc774\uc5d0 \ud22c\ud45c\ub97c \ub05d\ub0b4\uace0 \uac1c\ud45c\uc5d0 \ub4e4\uc5b4\uac00\uac8c \ub41c\ub2e4.<\/p>\n\n\n\n

\uc774\uc5d0 \ub530\ub77c \uac1c\ud45c \uacb0\uacfc\ub294 \ub3d9\ubd80 \uc9c0\uc5ed\uc758 \uacbd\uc6b0 \uc774\ub974\uba74 \uc624\ud6c4 8\uc2dc \uc774\ud6c4\ubd80\ud130 \ub098\uc624\uae30 \uc2dc\uc791\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uc9c0\ub9cc, \uc120\uac70\uad6c\ub9c8\ub2e4 \uc815\ud655\ud55c \ub2f9\ub77d \uc724\uacfd\uc740 \uc77c\ub7ec\ub3c4 \ubc24\ub2a6\uc740 \uc2dc\uac04\uc774 \ub418\uc5b4\uc57c \ud560 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n\n\n\n

\uc774\ubc88 \uc120\uac70\uc5d0\uc120 \uc5f0\ubc29 \ud558\uc6d0\uc758\uc6d0 \uc804\uccb4 435\uba85\uacfc \uc0c1\uc6d0\uc758\uc6d0 100\uba85 \uc911 35\uba85, 50\uac1c \uc8fc(\u5dde) \uac00\uc6b4\ub370 36\uac1c \uc8fc\uc758 \uc8fc\uc9c0\uc0ac \ub4f1\uc744 \ubf51\ub294\ub2e4.<\/p>\n\n\n\n

\ucd5c\ub300 \uad00\uc2ec\uc740 \ud604\uc7ac \ubbfc\uc8fc\ub2f9\uc774 \ubaa8\ub450 \uc7a5\uc545\ud55c \uc0c1\uc6d0\uacfc \ud558\uc6d0\uc758 \uc815\uce58 \uc9c0\ud615\uc774 \uc5b4\ub5bb\uac8c \ub418\ub290\ub0d0\ub2e4.<\/p>\n\n\n\n

\uacf5\ud654\ub2f9\uc774 \uc0c1\uc6d0\uacfc \ud558\uc6d0 \uc911 \ud55c \uacf3\uc5d0\uc11c\ub77c\ub3c4 \uc2b9\ub9ac\ud574 \ub2e4\uc218\ub2f9\uc774 \ub41c\ub2e4\uba74 \ubc14\uc774\ub4e0 \ub300\ud1b5\ub839\uc758 \uc815\ucc45\uc5d0 \uc81c\ub3d9\uc774 \uac78\ub9ac\uba74\uc11c \uc815\uad6d\uc740 \ub354 \uaca9\ub82c\ud55c \ub300\uacb0 \uad6d\uba74\uc73c\ub85c \uc811\uc5b4\ub4e4 \uacf5\uc0b0\uc774 \ud06c\ub2e4. \ud2b9\ud788 \uc591\uc6d0 \ubaa8\ub450 \uacf5\ud654\ub2f9\uc774 \uc774\uae34\ub2e4\uba74 \uc784\uae30\uac00 2\ub144 \ub0a8\uc740 \ubc14\uc774\ub4e0 \ub300\ud1b5\ub839\uc740 \uae09\uc18d\ud788 \ub808\uc784\ub355\uc5d0 \ube60\uc9c8 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4.<\/p>\n\n\n\n

\ud604\uc7ac \uc5ec\ub860 \uc870\uc0ac \uc9c0\ud45c\uc0c1\uc73c\ub85c\ub294 \uacf5\ud654\ub2f9\uc774 \ud558\uc6d0\uc744 \uc7a5\uc545\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \uac00\uc6b4\ub370 \uc0c1\uc6d0\uc5d0\uc11c\ub3c4 \uacf5\ud654\ub2f9\uc774 \ub2e4\uc218\ub2f9\uc774 \ub420 \uac00\ub2a5\uc131\uc774 \uc870\uc2ec\uc2a4\ub7fd\uac8c \uc81c\uae30\ub418\uace0 \uc788\ub2e4.<\/p>\n\n\n\n

\uc815\uce58\ubd84\uc11d\ub9e4\uccb4 \ub9ac\uc5bc\ud074\ub9ac\uc5b4\ud3f4\ub9ac\ud2f1\uc2a4(RCP)\ub294 7\uc77c \uc0c1\uc6d0\uc758 \uacbd\uc6b0 \ubbfc\uc8fc\ub2f9 44\uc11d, \uacf5\ud654\ub2f9\uc740 48\uc11d\uc744 \ud655\ubcf4\ud55c \uac00\uc6b4\ub370 \uc560\ub9ac\uc870\ub098, \uc870\uc9c0\uc544, \ub124\ubc14\ub2e4, \ud39c\uc2e4\ubca0\uc774\ub2c8\uc544, \uc704\uc2a4\ucf58\uc2e0, \uc6cc\uc2f1\ud134, \ucf5c\ub85c\ub77c\ub3c4 \ub4f1 8\uacf3\uc744 \uacbd\ud569\uc9c0\ub85c \ubd84\ub958\ud588\ub2e4.<\/p>\n\n\n\n

RCP\ub294 \ud558\uc6d0\uc740 \ubbfc\uc8fc\ub2f9 174\uc11d, \uacf5\ud654\ub2f9 227\uc11d \uc6b0\uc704 \uc18d\uc5d0 34\uc11d\uc744 \uc811\uc804\uc9c0\ub85c \ubd24\ub2e4. \ud558\uc6d0\uc740 218\uc11d\uc744 \ud655\ubcf4\ud558\uba74 \ub2e4\uc218\ub2f9\uc774 \ub41c\ub2e4. RCP \ubd84\uc11d\ub300\ub85c\ub77c\uba74 \uacbd\ud569\uc9c0 34\uacf3\uc744 \ubaa8\ub450 \ubbfc\uc8fc\ub2f9\uc774 \uac00\uc838\uac00\ub3c4 \uacf5\ud654\ub2f9\uc774 \ub2e4\uc218\ub2f9\uc744 \ud0c8\ud658\ud55c\ub2e4\ub294 \ub73b\uc774\ub2e4.<\/p>\n\n\n\n

\uc120\uac70 \uc5ec\ub860\uc870\uc0ac \uacb0\uacfc\ub97c \ucde8\ud569\ud574 \ubd84\uc11d\ud558\ub294 \ubbf8 \uc5c5\uccb4\uc778 \ud30c\uc774\ube0c\uc11c\ud2f0\uc5d0\uc774\ud2b8(538)\ub294 \uacf5\ud654\ub2f9\uc774 \ud558\uc6d0\uc744 \ud0c8\ud658\ud560 \uac00\ub2a5\uc131\uc744 83%\ub85c \uc608\uce21\ud588\ub2e4.<\/p>\n\n\n\n

\uc0c1\uc6d0 \uc5ed\uc2dc \uacf5\ud654\ub2f9\uc774 \ub2e4\uc218\ub2f9\uc744 \ucc28\uc9c0\ud560 \uac00\ub2a5\uc131\uc744 55%\ub85c \uc804\ub9dd\ud588\ub2e4. 538\uc740 \uc0c1\uc6d0\uc5d0\uc11c \uc904\uace7 \uc55e\uc11c\ub098\uac00\ub358 \ubbfc\uc8fc\ub2f9\uc774 \uc9c0\ub09c 1\uc77c\uc744 \uae30\uc810\uc73c\ub85c \uacf5\ud654\ub2f9\uc5d0 \uc5ed\uc804\ub41c \uac83\uc73c\ub85c \ubd84\uc11d\ud588\ub2e4.<\/p>\n\n\n\n

\uc120\uac70 \uc608\uce21 \uc0ac\uc774\ud2b8 270\ud22c\uc708\uc740 \uc0c1\uc6d0\uc758 \uacbd\uc6b0 \ubbfc\uc8fc\ub2f9\uacfc \uacf5\ud654\ub2f9\uc774 49\uc11d\uc529 \uc6b0\uc704\ub97c \ubcf4\uc774\uace0 \uc788\uace0, \ub124\ubc14\ub2e4\uc640 \uc870\uc9c0\uc544\uc8fc\uc5d0\uc11c \uacbd\ud569\uc744 \ubc8c\uc774\ub294 \uac83\uc73c\ub85c \ubd84\ub958\ud588\ub2e4. \ud558\uc6d0\uc758 \uacbd\uc6b0 \ubbfc\uc8fc\ub2f9 200\uc11d, \uacf5\ud654\ub2f9 222\uc11d \uc6b0\uc138 \uc18d\uc5d0 13\uacf3\uc744 \uacbd\ud569\uc9c0\ub85c \uc608\uc0c1\ud588\ub2e4.<\/p>\n\n\n\n

\ud558\uc6d0\uc740 \uc0ac\uc2e4\uc0c1 \uacf5\ud654\ub2f9\uc73c\ub85c \ub118\uc5b4\uac00\uc9c0\ub9cc, \uc0c1\uc6d0\uc740 \ucd08\ubc15\ube59 \uc0c1\ud669\uc778 \uc148\uc774\ub2e4.<\/p>\n\n\n\n

\uc774\ub7f0 \uc704\uae30\uac10 \uc18d\uc5d0 \ubc14\uc774\ub4e0 \ub300\ud1b5\ub839\uc740 \uc8fc\ub9d0\uc744 \ud3ec\ud568\ud574 \uc9c0\ub09c \uc77c\uc8fc\uc77c \uc5ec\uac04 \ub274\uc695, \ud50c\ub85c\ub9ac\ub2e4, \ub274\uba55\uc2dc\ucf54, \uce98\ub9ac\ud3ec\ub2c8\uc544, \uc77c\ub9ac\ub178\uc774, \ud39c\uc2e4\ubca0\uc774\ub2c8\uc544. \uba54\ub9b4\ub79c\ub4dc \ub4f1 \uc11c\ucabd \ub05d\uc5d0\uc11c \ub3d9\ucabd\uae4c\uc9c0 7\uac1c \uc8fc(\u5dde)\ub97c \ucc3e\uc544 \ubbfc\uc8fc\ub2f9 \ud6c4\ubcf4 \uc9c0\uc9c0 \uc720\uc138\uc5d0 \ub098\uc130\ub2e4.<\/p>\n\n\n\n

\ub2f9\ucd08 \uc0c1\uc6d0\uacfc \ud558\uc6d0 \ubaa8\ub450 \uacf5\ud654\ub2f9\uc5d0 \uc5f4\uc138\uc774\ub358 \ubbfc\uc8fc\ub2f9\uc740 \uc9c0\ub09c 6\uc6d4 \ub9d0 \uc5f0\ubc29\ub300\ubc95\uc6d0\uc758 \ub099\ud0dc \uae08\uc9c0 \ud310\uacb0\uacfc \uc778\ud50c\ub808\uc774\uc158 \uac10\ucd95\ubc95(IRA), \ubc18\ub3c4\uccb4\ubc95, \ud559\uc790\uae08 \ubd80\ucc44 \ud0d5\uac10 \ub4f1 \uc787\ub530\ub978 \uc785\ubc95 \ubc0f \uc815\ucc45 \uc131\uacfc\ub85c \uc9c0\uc9c0\uc728\uc774 \uae09\ubc18\ub4f1\ud588\uc9c0\ub9cc, \uc804 \uc138\uacc4\uc801\uc778 \uc778\ud50c\ub808\uc774\uc158 \uc9c1\uaca9\ud0c4\uc744 \ud53c\ud558\uc9c0 \ubabb\ud558\uba74\uc11c \uc815\ubd80\u00b7\uc5ec\ub2f9 \uc2ec\ud310\ub860\uc744 \uadf9\ubcf5\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\ub294 \ud615\uc138\ub2e4.<\/p>\n\n\n\n

\ubc14\uc774\ub4e0 \ub300\ud1b5\ub839\uc740 \uc120\uac70 \ub9c9\ud310 \uc774\ubc88 \uc120\uac70\ub97c ‘\ubbfc\uc8fc\uc8fc\uc758 \ub300 \ubc18(\u53cd)\ubbfc\uc8fc\uc8fc\uc758’\ub85c \uaddc\uc815\ud558\uba70 \uc2b9\ubd80\uc218\ub97c \ub744\uc6e0\uc9c0\ub9cc, \ud6a8\uacfc\ub97c \ubcfc\uc9c0\ub294 \ubbf8\uc9c0\uc218\ub2e4.<\/p>\n\n\n\n

\uc2e4\uc81c\ub85c \uc720\uad8c\uc790\ub4e4\uc758 \uc774\ubc88 \uc120\uac70 \ucd5c\ub300 \uad00\uc2ec\uc740 \uc778\ud50c\ub808\uc774\uc158 \ub4f1 \uacbd\uc81c \ubb38\uc81c\ub85c \ub098\ud0c0\ub0ac\ub2e4.<\/p>\n\n\n\n

\ud53c\ubd80\uc5d0 \uc640\ub2ff\ub294 \uc0dd\ud65c\ube44 \uc555\ubc15\uc5d0 \uc2dc\ub2ec\ub9ac\ub294 \ubbf8 \uc720\uad8c\uc790\ub4e4\uc774 \ub099\ud0dc\ub098 \ubbfc\uc8fc\uc8fc\uc758\ubcf4\ub2e4 \uba39\uace0 \uc0ac\ub294 \ubb38\uc81c\uc5d0 \ub354 \uad00\uc2ec\uc774 \uc788\ub2e4\ub294 \uc758\ubbf8\ub2e4.<\/p>\n\n\n\n

\uc774\ubc88 \uc120\uac70\uac00 \ucc28\uae30 \ub300\uc120 \uc804\ucd08\uc804\uc774\ub77c\ub294 \uc810\uc5d0\uc11c \uc120\uac70 \uacb0\uacfc\ub294 \ubbfc\uc8fc\ub2f9\uacfc \uacf5\ud654\ub2f9\uc5d0 \uac70\ub300\ud55c \uc545\uc7ac\uc774\uc790 \uae30\ud68c\ub85c\ub3c4 \uc791\uc6a9\ud560 \uc804\ub9dd\uc774\ub2e4.<\/p>\n\n\n\n

\ucc28\uae30 \ub300\uad8c\uc744 \ub178\ub9ac\ub294 \ub3c4\ub110\ub4dc \ud2b8\ub7fc\ud504 \uc804 \ub300\ud1b5\ub839\uc740 \uc911\uac04\uc120\uac70 \uc774\ud6c4 \ub300\uc120 \ucd9c\ub9c8 \uacf5\uc2dd \uc120\uc5b8\uc744 \uc608\uace0\ud588\ub2e4. \ud2b8\ub7fc\ud504\uac00 \uc9c0\uc9c0\ud55c \ud6c4\ubcf4\ub4e4\uc774 \uacf5\ud654\ub2f9 \uc911\uac04\uc120\uac70 \uacbd\uc120\uc5d0\uc11c \ub300\uac70 \uc774\uae34 \uc0c1\ud669\uc5d0\uc11c \uc120\uac70 \uc2b9\ub9ac\uc2dc \uadf8\uc758 \uc601\ud5a5\ub825\uc740 \ud55c\uce35 \uac15\ud654\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4. \uc774\ubc88 \uc120\uac70\ub97c ‘\ubc14\uc774\ub4e0 \ub300 \ud2b8\ub7fc\ud504’ \uad6c\ub3c4\ub85c \ubcf4\ub294 \uc774\uc720\ub3c4 \ubc14\ub85c \uadf8 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n

\ubc14\uc774\ub4e0 \ub300\ud1b5\ub839\ub3c4 \uc7ac\uc120 \ucd9c\ub9c8\ub97c \uc5fc\ub450\uc5d0 \ub450\uace0 \uc788\uc9c0\ub9cc, \ubbfc\uc8fc\ub2f9\uc774 \uc120\uac70\uc5d0\uc11c \uc9c0\uba74 \ub2f9\ub0b4 \uac70\uc13c \ubd88\ucd9c\ub9c8 \uc555\ubc15\uc5d0 \uc9c1\uba74\ud560 \uac00\ub2a5\uc131\uc774 \uc791\uc9c0 \uc54a\ub2e4.<\/p>\n\n\n\n

\ubbfc\uc8fc\ub2f9\uc774 \uace0\uc804\ud558\ub294 \uc120\uac70\ud750\ub984 \uc18d\uc5d0\uc11c\ub3c4 \ubcc0\uc218\ub294 \uc5c6\uc9c0 \uc54a\ub2e4.<\/p>\n\n\n\n

\ud50c\ub85c\ub9ac\ub2e4\ub300 \uc5f0\uad6c\uc9c4\uc774 \uc6b4\uc601\ud558\ub294 \uc120\uac70 \uc0ac\uc774\ud2b8 ‘\ubbf8 \uc120\uac70 \ud504\ub85c\uc81d\ud2b8’\uc5d0 \ub530\ub974\uba74 7\uc77c \uae30\uc900 4\ucc9c50\ub9cc \uba85 \uc774\uc0c1\uc774 \uc0ac\uc804\ud22c\ud45c\uc5d0 \ucc38\uc5ec\ud574 2018\ub144 \uc911\uac04\uc120\uac70 \uae30\ub85d(3\ucc9c900\ub9cc \uba85)\uc744 \ub118\uc5b4\uc130\ub2e4. \uc774 \uc218\uce58\ub294 \ub354 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n\n\n\n

\ud1b5\uc0c1 \ubbfc\uc8fc\ub2f9 \uc9c0\uc9c0\uce35\uc758 \uc0ac\uc804\ud22c\ud45c\uc728\uc774 \ub192\ub2e4\ub294 \uc810\uc5d0\uc11c \ubbfc\uc8fc\ub2f9 \uc9c0\uc9c0\uce35 \uacb0\uc9d1\uc774 \ud604\uc2e4\ud654\ud55c\ub2e4\uba74 \ubbfc\uc8fc\ub2f9\uc73c\ub85c\uc120 \ub9c9\ud310 \uc5ed\uc804\ub3c4 \ubd88\uac00\ub2a5\ud55c \uc0c1\ud669\uc740 \uc544\ub2c8\ub2e4\ub77c\ub294 \uad00\uce21\ub3c4 \ub098\uc628\ub2e4.<\/p>\n\n\n\n

\uc774\ubc88 \uc120\uac70\uc5d0\uc120 \ud55c\uad6d\uacc4 \ud6c4\ubcf4\ub4e4\uc758 \uc57d\uc9c4\ub3c4 \uc608\uc0c1\ub41c\ub2e4.<\/p>\n\n\n\n

\uc5f0\ubc29 \uc758\uc6d0\uacfc \uc8fc\u00b7\uc2dc \uc758\uc6d0, \uc9c0\ubc29\uc815\ubd80 \uc120\ucd9c\uc9c1\uc5d0 40\uc5ec \uba85\uc774 \ucd9c\uc0ac\ud45c\ub97c \ub358\uc9c4 \uac00\uc6b4\ub370 \ud604\uc5ed \uc5f0\ubc29\ud558\uc6d0\uc758\uc6d0\uc778 \uc564\ub514 \uae40, \ub9e4\ub9b4\ub9b0 \uc2a4\ud2b8\ub9ac\ud074\ub7f0\ub4dc(\uc774\uc0c1 \ubbfc\uc8fc), \uc601 \uae40, \ubbf8\uc178 \ubc15 \uc2a4\ud2f8(\uc774\uc0c1 \uacf5\ud654) \ub4f1 4\uba85\uc774 \uc5f0\uc784\uc5d0 \ub3c4\uc804\ud55c\ub2e4. \ubbfc\uc8fc\ub2f9 \uc18c\uc18d\uc778 \ub370\uc774\ube44\ub4dc \uae40 \ud6c4\ubcf4\ub3c4 \uce98\ub9ac\ud3ec\ub2c8\uc544\uc8fc\uc5d0\uc11c \uc5f0\ubc29 \ud558\uc6d0\uc120\uac70\uc5d0 \ub3c4\uc804\uc7a5\uc744 \ub0b4\ubc00\uc5c8\ub2e4.<\/p>\n\n\n\n

\uc564\ub514 \uae40 \uc758\uc6d0\uc740 \ub2f9\uc120\ub418\uba74 1996\ub144 \uae40\ucc3d\uc900 \uc804 \uc758\uc6d0 \uc774\ud6c4 \ucc98\uc74c\uc73c\ub85c \ud55c\uc778 \ucd9c\uc2e0 3\uc120 \uc758\uc6d0\uc774 \ub41c\ub2e4.<\/p>\n\n\n\n

\ud558\uc640\uc774\uc8fc \ubd80\uc9c0\uc0ac\uc5d0 \ucd9c\ub9c8\ud55c \ubbfc\uc8fc\ub2f9 \uc2e4\ube44\uc544 \uc7a5 \ub8e8\ud06c\ub3c4 \uc2b9\ub9ac\ud558\uba74 \ucd5c\uace0\uc704 \uc120\ucd9c\uc9c1\uc5d0 \uc624\ub974\ub294 \ud55c\uc778 \uc815\uce58\uc778\uc73c\ub85c \uae30\ub85d\ub41c\ub2e4.<\/p>\n\n\n\n

\ubbf8\uad6d \uac1c\ud45c \ud2b9\uc131\uc0c1 \uc120\uac70 \uacb0\uacfc\ub294 \uba70\uce60\uc5d0\uc11c \uba87 \uc8fc \ub4a4\uc5d0 \ud310\uac00\ub984 \ub0a0 \uc218\ub3c4 \uc788\ub2e4. \uc870\uc9c0\uc544\uc8fc\ub294 \ud6c4\ubcf4\uac00 \uacfc\ubc18 \ub4dd\ud45c\ub97c \ubabb \ud558\uba74 \ud55c \ub2ec \ub4a4\uc5d0 \uacb0\uc120\ud22c\ud45c\ub97c \ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n

\uc7ac\uac80\ud45c\ub098 \uc18c\uc1a1 \ub4f1\uc73c\ub85c \uac1c\ud45c \uacb0\uacfc\uac00 \ub354 \uc9c0\uc5f0\ub420 \uac00\ub2a5\uc131\ub3c4 \uc5c6\uc9c0 \uc54a\ub2e4.<\/p>\n\n\n\n

\uc77c\ubd80 \uc8fc\ub294 \ub450 \ud6c4\ubcf4 \uac04 \ud45c \ucc28\uac00 0.5%\ud3ec\uc778\ud2b8 \uc774\ud558\uba74 \uc790\ub3d9 \uc7ac\uac80\ud45c\uc5d0 \ub4e4\uc5b4\uac04\ub2e4. \ubc8c\uc368\ubd80\ud130 \uc120\uac70 \ubb34\uacb0\uc131\uc5d0 \uc758\ubb38\uc744 \uc81c\uae30\ud558\uba70 \uc18c\uc1a1\uc744 \uac70\ub860\ud558\ub294 \uacf5\ud654\ub2f9 \ud6c4\ubcf4\ub4e4\ub3c4 \uc801\uc9c0 \uc54a\ub2e4.<\/p>\n\n\n\n

\uc120\uac70 \uacb0\uacfc\uac00 \ud55c\uad6d\uc5d0 \ubbf8\uce60 \uc601\ud5a5\ub3c4 \uc8fc\uc2dc\ud560 \ubd80\ubd84\uc774\ub2e4.<\/p>\n\n\n\n

\ubbf8\uad6d\uc0b0 \uc804\uae30\ucc28\uac00 \uc544\ub2cc \uacbd\uc6b0 \ubcf4\uc870\uae08 \uc9c0\uae09 \ud61c\ud0dd\uc5d0\uc11c \uc81c\uc678\ud574 \ub17c\ub780\uc774 \ub418\ub294 \uc778\ud50c\ub808\uc774\uc158\uac10\ucd95\ubc95(IRA)\uacfc \uad00\ub828\ud574 \uacf5\ud654\ub2f9\uc740 \uc77c\ucc0c\uac10\uce58 \ubc95 \uac1c\uc815\uc744 \uac70\ub860\ud558\uace0 \uc788\uc5b4 \uacf5\ud654\ub2f9\uc774 \uc758\ud68c\ub97c \uc7a5\uc545\ud560 \uacbd\uc6b0 \ubcc0\ud654\ub97c \uc8fc\ubaa9\ud560 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n\n\n\n

\ubd81\ud55c \ubb38\uc81c\uc758 \uacbd\uc6b0, \ubbf8\uad6d\uc740 \uc815\ubd80\uc758 \uc678\uad50 \uc815\ucc45\uc5d0 \ucd08\ub2f9\uc801\uc73c\ub85c \ud798\uc744 \ubcf4\ud0e0\ub2e4\ub294 \uce21\uba74\uc744 \uac10\uc548\ud558\uba74 \ub300\ubd81 \uc815\ucc45\uc774 \ubc14\ub014 \uac00\ub2a5\uc131\uc774 \ud06c\uc9c0 \uc54a\ub2e4\ub294 \uac8c \ub300\uccb4\uc801\uc778 \uad00\uce21\uc774\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

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